Automatic Re-enrolment

Automatic Re-enrolment

What is it?

Automatic re-enrolment is the process of putting certain workers back into a pension scheme who are not current members of one. Essentially, your duties for automatic re-enrolment are similar to those at your staging date.

When does it happen?

Automatic re-enrolment occurs approximately three years after your staging date. You can choose the re-enrolment date, providing it falls within a six month window that starts three months before and ends three months after the third anniversary of your staging date.

What does it entail?

  • You must automatically re-enrol all workers who are not current members of a pension scheme, if they opted out or ceased contributions more than a year before your re-enrolment date.
  • Postponement CANNOT be used for re-enrolment.
  • To ensure you meet your duties, you must write to all workers you have automatically re-enrolled within six weeks of your chosen re-enrolment date.
  • You must complete the automatic enrolment re-declaration of compliance within five months of the third anniversary of your staging date. If you do not complete this, the Pensions Regulator may audit you.

How can Cascade help?

Cascade’s auto-enrolment module can help you comply with your automatic re-enrolment duties by:

  • Holding your chosen re-enrolment date
  • Reminding you when re-enrolment is due on your Timeline
  • Assessing and automatically re-enrolling workers that opted out or ceased contributions more than a year before your chosen re-enrolment date
  • Including re-enrolment in your Workflow
  • Providing you with the option to tailor automatic re-enrolment letters to your own requirements

If you don’t already have Cascade’s auto-enrolment module, you can book a free demonstration to find out how you can save time and streamline your processes. Please contact your account manager for more information or email accountmanagers@cascadehr.co.uk.

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